2017 Federal Budget - How Does it Affect You?

On March 22, 2017, Bill Morneau delivered the second budget of the federal Liberal government. There were no significant tax changes, likely, in part, due to the uncertainty surrounding the Trump administration’s plan for taxation and trade in the U....

Read more

Tax Reporting Guide for 2016

CRA’s deadline to file for the 2016 tax year is April 30, 2017.  The sooner you prepare, the better off you’ll be come April 30. You can begin preparing your return once you receive your T4 slips, which have to be mailed by February 28....

Read more

Your New Regulatory Statement is Here

This week, Canadian investors will be receiving their first annual statement, resulting from "CRM2".  The Client Relationship Model 2 (CRM2) is a new industry-wide regulation, aimed at providing clients with increased transparency and more detailed i...

Read more

2016 Year in Markets - Takeaways for 2017 and Beyond...

Read more

Tightening of Principal Residence Exemption - Implications for Canadians

At the beginning of October, there were some big changes announced that will have material impact for many Canadians, particularly given how well the real estate market has been doing here for quite some time.  ...

Read more

Remembering What Makes us Proud Canadians - Lest We Forget

With all of the noise coming out of the US election recently, Remembrance Day comes at an ideal time and allows me to reflect on the values that make me a proud Canadian.   I received an inspiring email from a friend and client this afternoon, that...

Read more

Post-election Thoughts

Good evening – Now that we’re through the first trading day, post-election, I thought it might be useful to share some thoughts, following the surprise result this morning. The focus here is to be a voice or reason for investors, regarding their fin...

Read more

Financial Market Performance & Comments - Month Ended October 31, 2016

Despite cash levels in US equity mutual funds at 15-year highs and bullish sentiment on equities in the low 20s, stocks just cannot get any traction and remain unfazed by a relatively upbeat earnings season so far.  For the week, Canadian and US stoc...

Read more

Reduce Your Tax Bill for 2016 through Charitable Giving

As we prepare for the close of 2016, we advise investors review their tax situation and look for ways to minimize their exposure. With the top federal rate going up this year from 29% to 33%, your combined (federal and provincial) marginal rate will...

Read more

What You Need to Know about Fees - Part 1

Read more